When a deposit is not accumulated, it means that the said deposit may be deemed too costly and insignificant to be processed or is known to be a possible spam transaction. This can happen when the network fee paid to process said deposit is higher than the deposit value itself. Hence to simplify the process, Multichain introduces a minimum deposit rule, where if when a deposit amount is less than the deposit minimum, the deposit will be deemed as un-accumulated and will not be processed or added to the total balance. Therefore, it is vital to adhere to the minimum deposit rule to allow immediate access to deposited funds.